It is a fact that a serious, life-altering illness such as cancer, heart attack or stroke will affect one in three Canadians in their lifetime. With advances in medical technology, as well as increasing life expectancies, you now have a better chance of surviving a critical illness than ever before. Unfortunately, a critical illness often puts overwhelming medical and financial burdens on you and your family. Will you be prepared? What will happen to your family, your home, and your savings? Critical Illness insurance provides a lump sum, tax-free benefit should you be afflicted with a serious condition.